Health Benefits

Cost-effective health benefits for small businesses.

-Even if you've never had the opportunity to provide them until now!

Only available in USA


We've Got You Covered!

Small businesses, entrepreneurs, sole proprietors with or without employees, and freelancers - yes, even freelancers too! - can now provide affordable company health benefits. Regardless of whether you have never been able to do so before, you can now cover yourself and your workers at an incredibly competitive price!


Small businesses are the driving force behind America.

In the United States, small businesses make up over 99% of companies, with the majority (88%) having less than 20 employees. Simultaneously, freelance work accounts for the participation of 36% of the U.S. workforce. Unfortunately, a significant portion of these workers struggle to access high-quality and affordable health benefits.

The inability to offer high-quality health benefits has a negative impact on business performance.

Businesses that are unable to provide an enticing health care package face challenges in attracting and retaining top-notch talent. This places them at a significant disadvantage in terms of competition.

Companies lacking a substantial workforce are unable to secure cost-effective group rates, thereby putting their employees at risk!

Even with group insurance rates, a significant number of workers are unable to afford the 5% to 6% of their income typically required to access health benefits.

Freelancers, unfortunately, are traditionally excluded from the benefits of company group rates, leaving them out in the cold.

Small Business Benefit Plan - Enhancing Rewards for Your Business

Our mission is to assist companies in thriving in every possible way. We take great pride in presenting

UmbrellaCare, a cost-effective and dependable health benefits package tailored specifically for small businesses.

Prepare to be pleasantly surprised by its affordability.

Embrace inclusivity as you cover not only yourself and your family, but also everyone who works for you, whether they are employees or freelancers.

Enjoy the flexibility to choose whether you want to fully cover the costs for your workers or simply offer them Life Exec as an affordable option.

Experience the Health Benefits You and Your Employees Deserve.

Get the small business health benefits that you, your family and your workers deserve.

Contact Dag Ronhovde  through our website

right now. Don’t play healthcare roulette for another day!


The Four Main Plans We Offer


We possess the necessary expertise to provide assistance in meeting all your benefit requirements.

An umbrellacare certified health benefits consultant badge

Looking after your benefits together!

Our Plans


  • UmbrellaCare Advantage Wellness
  • UmbrellaCare Advantage Wellness +
  • UmbrellaCare Advantage Mental Health
  • UmbrellaCare Advantage Protection

Contact Us

Share by:
.sc-message--text-content { font-size: 24px !important; }